Canara Bank Service Charges 2021 – Loans, Accounts Etc.

Canara Bank Service Charges 2021 – Check and find the latest charges on Banking account, Loans, NEFT/RTGS, other Online transactions, Demand Drafts, Minimum Balance charges, Debit Cards etc. These are latest charges for Canara Bank Customers. The new charges are valid for a year.

Canara Bank Service Charges 2021 – Complete Details

1. a) Demand Drafts/TT Issue – OUTSTATION
Amount ranging 

From – To

OTHER THAN INDIVIDUALINDIVIDUALS
OTHER THAN RURALRURAL
Upto and inclusive of Rs. 1000/-Rs. 40/-Rs. 30/-Rs. 25/-
Above Rs.1000/- upto Rs. 10000/-Rs. 50/-Rs. 40/-Rs. 35/-
Above Rs. 10000/-Rs. 4.00/- per Rs. 1000/- or part thereof minimum of Rs. 50/- Maximum Rs. 12000/- per DDRs. 3.50/- per Rs. 1000/- or part thereof minimum of Rs. 40/- Maximum Rs. 12000/- per DDRs. 3.50/- per Rs. 1000/- or part thereof minimum of Rs. 40/- Maximum Rs. 10000/- per DD

Note:

1. For multiple DDs issued in lieu of single DD, commission as applicable for the aggregate amount alone shall be collected.

2. Charges for funds transferred by student account holders, to Educational Institutions / colleges by way of RTGS & NEFT and / or issue of DDs for such institutions / colleges are waived.

1. b) LOCAL DEMAND DRAFT / PAY ORDER / BANKER’S CHEQUE ISSUE :
Amount ranging

From – To

OTHER THAN INDIVIDUALINDIVIDUALS
OTHER THAN RURALRURAL
Upto and inclusive of Rs. 1000/-Rs. 40/-Rs. 30/-Rs. 25/-
Above Rs.1000/- upto Rs. 10000/-Rs. 50/-Rs. 40/-Rs. 35/-
Above Rs.. 10000/-Rs. 4.00/- per Rs. 1000/- or part thereof with minimum of Rs. 50/- Maximum Rs. 12000/- per DDRs. 3.50/- per Rs. 1000/- or part thereof with minimum of Rs. 40/- Maximum Rs. 12000/- per DDRe. 3.50/- per Rs. 1000/- or part thereof with minimum of Rs. 40/- Maximum Rs. 10,000/- per DD

Note :

1. For multiple DDs issued in lieu of single DD, commission as applicable for the aggregate amount alone shall be collected. 
2. Charges for funds transferred by student account holders, to Educational Institutions / colleges by way of RTGS & NEFT and / or issue of DDs for such institutions / colleges.are waived.

1. c) Issue of DD / TT / PO / BC against tender of cash (both for local / Outstation)
Issue of DD / TT / PO / BC against tender of CashUp to Rs.1000/- – No additional charges.

Above Rs1000/- – Additional charges at 50%

Extra on applicable charges

Note: However Branch has the discretion to charge higher subject to maximum of 200% of applicable normal charges.

Retirement of bills against tender of cashAdditional charges of Rs.300/- flat per bill shall be collected in addition to bills collections charges.
1 . d) DEMAND DRAFT / PAY ORDER / BANKER’S CHEQUE CANCELLATION /REVALIDATION/DUPLICATE ISSUANCE.
Cancellationup to 10 lakhs- Rs.100/- per instrument

Above 10 lakhs: Rs.1000/- per instrument

Re validationup to 10 lakhs- Rs.100/- per instrument

Above 10 lakhs: Rs.1000/- per instrument

Issuance of duplicate DDs.up to 5 lakhs- Rs.100/- per instrument

Above 5 lakhs: Rs.1000/- per instrument

Note: For DDs cancelled, charges will be recovered to the extent of their value, if the amount is less than or equal to the SC in the 1st slab of the respective category.

2. a) Outstation cheque collectionInward / Outward Collection of Outstation cheques / instruments such as DDs/ Dividend / Interest Warrants, Refund Orders, Income Tax Refund orders etc. (other than bills)
Up to Rs. 5,000/-Rs. 25/- per instrument for SB Account and Rs.50/- per instrument for other accounts
Upto Rs. 10,000/-Rs 50/- per instrument
Rs. 10,001/- to Rs. 1,00,000/-Rs. 100/- per instrument
Rs. 1,00,001/- to Rs. 10,00,000/-Rs. 200/- per instrument
Rs. 10,00,001/- and aboveRs. 250/- per instrument

NOTE : The charges are applicable to both individual and other than individual customers irrespective of the population group. Sharing of commission on 50:50 basis is applicable for cheques directly sent to Private Sector Banks/Foreign Banks/ Co-operative Banks/RRBs sponsored other Banks/any other Banks, for want of our branch at drawee center. Commission levied by both the destination (paying) bank and collecting bank shall not exceed the maximum commission stipulated by RBI.

b) Collection of Dividend / Interest Warrants / Refund Orders for Individuals – concessions
Individual RuralIf value of instrument is up to Rs.500/-, No Charges, Only OPE# + Postage

For instruments above Rs.500/- -Normal collection charges

Individual non-ruralIf value of instrument is up to Rs.500/-, No charges, only OPE# + Postage

For instruments above Rs.500/- Normal collection charges

Non-individualNormal Charges – No concessions

RTGS Transactions:

Amount of RTGS TransactionService Charges

(Exclusive of GST)

Rs.2 lakhs & up to Rs.5 lakhsRs. 24.50
Above Rs.5 lakhsRs. 49.50

NEFT Transactions :

Amount of NEFT TransactionService Charges

(Exclusive of GST)

Up to Rs.10,000/- Rs. 2.25
Rs.10,001 and up to Rs.1 lakhRs. 4.75
Above Rs.1 lakh and up to Rs.2 lakhsRs.14.75
Above Rs.2 lakhsRs.24.75

 Note: 

All the Saving account customers if NEFT transaction initiated through online channel (viz. internet bank and/or mobile apps of the banks) : No Charges

Note :Against Cash only upto Rs.50,000 – Normal charges

Bank has Waived NEFT charges for Savings Bank  Account holders for transactions which are Initiated online (viz. internet bank and/or mobile apps of the banks) w.e.f 01-01-2020

RTGS TRANSACTIONS-SETTLEMENT TIMING: 

DAYSCustomer Transactions
All Working Days07.00  hours  to 18.00 hours

NEFT – TRANSACTIONS –  HALF-HOURLY SETTLEMENT TIMING: 

DAYSTIMING
All Working Days08.00 AM to 19.00 PM for Branches

24 x 7 basis, without holidays for Online Banking

                                                                      Forty Eight  Batches

RTGS/ NEFT/ SFMS – InwardNil
National Automated Clearing House(NACH) Mandate ChargesOne Time Mandate Registration Charges Rs.150/-
ECS – Credit/DebitNil
ECS (DEBIT RETURN)Charges as applicable to cheque return charges for different categories
Funds Transfer through Internet and Mobile Banking Services (IMPS transfer)IMPS Funds Transfer through Mobile Banking and Internet Banking Services : 

Up to Rs. 5,000/- : NIL

Beyond Rs. 5,000/- to Rs. 25,000/- : Rs. 5/-

Beyond Rs. 25,000/- to Rs. 1,00,000/- : Rs. 10/-

Beyond Rs. 1,00,000/- to Rs. 2,00,000/- : Rs. 15/-

Immediate Credit of outstation cheques upto Rs.15000/-

(i) In the case of outstation cheques, our usual commission along with postage charges should be collected at the time of instant credit to the account.

(ii) In the case of local cheques, applicable commission is Rs.10/- per cheque

(iii) Applicable service taxes plus cess thereon shall be collected in addition to the above charges.

CHEQUE RETURN CHARGES

4. Cheque / Instrument return charges – LOCAL & OUTSTATION
PARTI CULARSOutward ReturnsInward Returns
Return of Outward Instruments

( Outward Local  Cheques / instruments including Local Clearing Cheques / LOSCs etc., lodged by customers 

for collection and returned to us by other Banks / Branches ) – collected as handling charges.

Return of Outward Instruments (Outward Outstation Cheques / Instruments including OSCs lodged by customers for collection and returned to us by other Banks / Branches

Return of Inward Instruments (Inward Local Cheques / instruments received for payment but returned to other Banks / Branches) Only in case of the cheque / instruments being returned for want of funds/similar reasons (to be debited from our drawer customer’s a/c)

Return of Inward Instruments (Inward Outstation Cheques / Instruments received for payment but returned to other Banks / Branches)

OTHER THAN INDIVI DUALINDIVIDUALSOTHER THAN 

INDIVI DUAL

INDIVIDUALS
OTHER THAN RURALRURALOTHER THAN RURALRURAL
For Savings Accounts/

Current, OD / OCC Accounts

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr
Rs.5000/- + GSTUpto 1 Cr 
Rs.500/- + GST
Above 1 Cr
Rs.5000/- + GST

 ** In addition to the above, Interest at rate applicable for clean advances will be collected for the period Bank was out of Funds [ Funds Outlay for the Bank ]
** Other Bank Charges if any will be collected.
For Instant Credit upto Rs.15000/- :Rs.10/- per cheque  

Cheque Book Issue Charges : SB / CA / OD / OCC Accounts
ParticularsOTHER THAN INDIVIDUALINDIVIDUALS
OTHER THAN RURALRURAL
Issuance of MICR/CTS Cheque BookRs. 5.00 per cheque leafRs. 4.00 per cheque leafRs. 4.00 per cheque leaf
Free Cheque leaves for SB Account in a calendar year20 leaves free20 leaves free20 leave free

Note : Cheque book charges for SB accounts are to be levied only for the additional leaves issued in excess of the free entitlement.

6. No Due CertificateOTHER THAN INDIVIDUALINDIVIDUALS
OTHER THAN RURALRURAL
Issue of No Due CertificateRs. 150/- per certificateRs. 100/- per certificateRs. 50/- per certificate
No charges for Government Sponsored Schemes.

Rs. 10/- for Agriculture and Priority Sector Advances;

SHG :  Rs. 10/- for each member

SAVINGS BANK ACCOUNTS CHARGES

7. Minimum balance and Non-maintenance of Minimum balance charges:
Service/Product/AccountParticularsService charges
(I) CANARA BASIC SAVINGS BANK DEPOSIT ACCOUNTMinimum balance charges for non maintenance thereofNIL.
(II) CANARA SMALL SAVINGS BANK DEPOSIT ACCOUNT,
(III) NSIGSE, PMJDY, Staff, Pensioners, Senior citizen, Non-Resident, Jeevan Dhara, SB Power Plus, Pay Roll Account, GenY, SB Defence Account and canara champ account
Service/Product/AccountMinimum balance
Savings Bank accountRural –Rs.500/-; Semi-Urban / Urban / Metro – Rs. 1000 (for both accounts with cheque book facility or without Cheque Book facility)
Non maintenance of Minimum balance chargesModification in charges (Based on Minimum Average Monthly Balance-AMB)
a) METRO / URBAN / SEMI URBAN Branchesb) RURAL BRANCHES
AMB maintained in

the account against the stipulated

Rs. 1,000/-

Charges per

month for

violation of AMB

AMB maintained in

the account against the stipulated

Rs. 500/-

Charges per month for 

violation of AMB

Rs. 999/- to Rs. 700/-Rs. 25/- + 

applicable Service Tax

Rs. 499/- to Rs. 350/-Rs. 25/- + 

applicable Service Tax

Rs. 699/- to Rs. 400/-Rs. 35/- + 

applicable Service Tax

Rs. 349/- to Rs. 200/-Rs. 35/- + 

applicable Service Tax

Rs. 399/- and belowRs. 45/- + 

applicable Service Tax

Rs. 199/- and belowRs. 45/- + 

applicable Service Tax

Current AccountRural/Semi-Urban- Rs.1000/-

Urban/Metro –Rs.5000/-

Rs.60/- per day. 

Max: Rs.400/- per calendar month.

Mode of calculation of minimum balanceCharges for non-maintenance of minimum balance on any day/any number of days during the month.
The above penal charges for non-maintenance of Minimum Balance in In-Operative CA/SB Accounts are waived.

  • Whenever the AMB falls below the required minimum AMB, SB customers will be notified by SMS/ email/ letter before 7th of the subsequent month.
  • In case of continuous default, SMS/e-mail/letter will be sent only for 2 consecutive months. In any of the subsequent months, if the account is set right by maintaining the required AMB, therefore notice will be sent as usual, in case of default.
  • If AMB falls below the stipulated amount in a particular month and the customer does not maintain AMB in the subsequent month even after sending SMS/ email/ letter, penal charges are as applicable will be levied.
  • Wherever mobile number or email is not provided by the customer and notice is sent ordinary charges + applicable GST towards notice charges will be charged by the system in addition to penal charges.
  • Charges will be debited to the account to the extent of available balance or penal charges whichever is less. If the account goes to zero balance, charges will not be further debited.
  • In respect of accounts where parties do not surrender cheque book and there is no response to the notice and the accounts are not found fit for revival, Branches shall close such accounts.

 

8. Charges for In-operative Accounts (Quarterly Service Charge)
i ) In-operative SB Accounts
 

a. No Charge

ii ) In-operative Current Accounts
 

a. No Charge

9. Canara Bank Service Charges – OUTWARD / INWARD COLLECTION OF BILLS :(Clean, Documentary, Demand / Usance including supply bills)

ParticularsCharges
Upto and inclusive of Rs. 10000/-Rs. 100.00
Above Rs.10,000/-up toRs.10.00 lakhRs. 8/- per Rs. 1,000/- or part there of with a minimum of Rs. 100/-
Above Rs.10.00 lakhsRs. 8/- per Rs. 1,000/- or part thereof with a minimum of Rs. 8000/- and maximum of Rs. 15000/-
For Bills / Cheques returned unpaid, the following charges will be levied:50% of applicable collection charges (as given above) with a minimum of Rs.100+postage

 

LOCKERS CHARGES – SAFE CUSTODY CHARGES / SAFE CUSTODY ARTICLES 
a) Sealed Cover / PacketRs.750/- min per cover p.a., or its multiples
b) ScripsRs.50/- per scrip with a minimum of Rs. 300/- p.a. or part there of
c) Sealed Box
10x10x10ccMinimum Rs. 750 p.a. or its multiples
20x20x20ccMinimum Rs.1500 p.a. or its multiples
30x30x30ccMinimum Rs.2000 p.a. or its multiples
Note : The above charges are only indicative. Depending upon the size of the box/cover/packet Branch can charge higher in consultation with CO.
 

Canara Bank Service Charges – Safe Keeping Charges for all types of gold loans:

 

LOAN QUANTUMSAFE-KEEPING CHARGES AFTER 30

DAYS OF EXPIRY/CLOSURE OF LOAN

Upto Rs.0.25 Lakh NIL
Above Rs 0.25 lakh to Up to Rs.5 Lakh Rs. 100 per month
Above Rs.5 Lakhs Up to Rs.20 LakhsRs. 200 per month

 

Standing instruction charges (SB / CA / OD / OCC Etc.)
a) For transfer of funds within the same branchOne time Registration charges Rs.100/- per case Therafter Rs 35/- for every debit No charges for standing instruction to loan/ RD/ Deposit accounts of self.
Exemptions : The above charges under standing instructions within the same branch are not applicable in the following cases : 1. Guardian’s a/c to minor’s a/c. 2. Between a/cs of parents and children. 3. Between the accounts of the spouses. 4. From Co-obligant’s account to the credit of Borrower’s account 5.

5. Standing Instruction to Loan / RD/ Deposit accounts of self.

b) For transfer of funds to other branches and outside agenciesOne time Registration charges Rs.100/- per case Therafter Rs 40 for every debit PLUS Actual remittance charges+OPE
c) Failed/ non execution of SI due to insufficient fundsRs.100 per instance (above charges are not applicable for delay in EMI/ Failed installment of loan)
LEDGER FOLIO CHARGES – CURRENT A/C / OD / OCC / KCC / PL/ KCCS
40 entries or part thereof shall be treated as one page. Rs.125/- per ledger page shall be collected on quarterly basis ( jun/sep/dec/mar) in case of CA/OD/OCC/PL/KCC/KCCS (i.e. all credit limits other than single transaction limits and bills / cheque limits).

Number of free folios per Quarter in case of operative CA/OD/OCC/PL/KCC/KCCS accounts available are as under:

If Quarterly Average Credit Balance in the account isNumber of folios free
Upto Rs. 25000/-NIL
Above Rs. 25000/- up to Rs. 50000/-3 ledger page
Above Rs.50000/-No folio charges.
Note: For SB accounts, no folio charges.
13. Issue of duplicate Deposit ReceiptRs. 100/- per instance
14. Issue of Call Deposit ReceiptRs. 500/- per instance
15. Signature/ Photo Verification/Certificate for passport purpose :
Signature Verification Including attestation of customers signature/photos /issue of Certificate for Passport purpose
Rs.150/- per attestation / Verification/Certificate
16. Parcels / Post Parcels received under ISC / IBC. (Applicable both for individuals and other customers)For parcels not cleared on presentation, a charge of Rs.5/- per day should be levied from the due date of payment till clearance / payment. The minimum charge per parcel is Rs.20/-.
17. Instruments Directly received by post in unsolicited covers sent by organizations / institutions(To be collected from the beneficiary if no arrangement with the sender company)Rs. 20/- per credit / instrument (Existing guidelines apply)
18. Deletion of deceased name, merger of companies, change in the name of companies etc (including reconstitution of accounts)No charges for individual customers.

For other than individuals: Rs. 150/- per occasion

19.Change in authorised signatories of companies (CA/OD/OCC) including clubs, Co-operative Societies.Rs. 250/- per instance
20.Loss of Token
Rural branchesRs. 30/- per token
Other branchesRs. 60/- per token
21.Registering Power of Attorney/Operations by power of Attorney/Mandate 
  • Savings Bank Accounts
  • CA/OD/OCC
Rs. 500/-  p.a + GST

Rs. 700/-  p.a + GST

22. Holding Bills for collection for every quarter beyond 3 months after due dateAdditional 25% of normal collection charges. Minimum Rs. 100/- per quarter.
@ At the request of drawer / customer and subject to other applicable conditions
23. Change of original instructions in respect of Outward / Inward bills for collection such as extension of time, waiver of C form etc.Rs. 100/- per request plus Out of Pocket expenses.
24. Loss of locker keyRs. 1000/- (in addition to actual break open charges).
25. Locker Operations
a) Locker Registration charges (One Time) 

Rs. 400 /- one Time

 

b) Locker Rent [ Financial year ]

Size        Metro        Urban/Semi Urban       Rural

Small       2000/-             1500/-                 1000/-

Medium   4000/-              3000/-                 2000/-

Large       7000/-             6000/-                 4000/-

Very Large 10000/-          8000/-                 6000/-

* Synd Supreme/Canara Power Plus account holders – 25 % concession on Small/Medium sized lockers only

** The above rates are Minimum. Circles can charge higher charges based on locality / locker demand etc.

 

c) Locker Security Deposit

Size       Metro        Urban/Semi Urban         Rural

Small     12000/-          10000/-                   8000/-

Medium  15000/-          14000/-                 10000/-

Large      20000/-          20000/-                 15000/-

Very Large 25000/-        25000/-                20000/-

 

d) Insta Locker [ renting for shorter period of 1 day to 60 days ]

Locker Deposit – Rs.5000/- for All Branches

Size     Days    Metro    Urban/Semi Urban    Rural

Small   1 – 3    500.00         500.00              500.00

4-15     700.00        600.00              500.00

16-30    1000.00       700.00              600.00

31-60    1200.00       800.00              700.00

Medium 1 – 3    600.00       600.00               600.00

4-15    1000.00      700.00               600.00

16-30   1500.00     1000.00              900.00

31-60   1700.00      1200.00            1100.00

 

e) service charges for locker operation

Up to 12 operations per annum: No charges

Beyond 12 operations: Rs. 100/- per operation + GST.

 

f) Penal Charges on delayed remittance of locker rentals

Penal charges to be collected in addition to actual rentals : If the delay is –

Up to and inclusive of one Quarter – 10% of applicable annual rental

Up to and inclusive of two Quarters – 25% of applicable annual rental

Up to and inclusive of three Quarters – 40% of applicable annual rental

Up to and inclusive of four Quarters – 50% of applicable annual rental

one year and above – 100% of applicable annual rental

Note: Fraction of a quarter is to be treated as a full quarter of delay. First quarter delay will be reckoned from 16th April onwards and thereafter 1st of every calendar quarter (1st July, 1st Oct and 1st Jan respectively for 2nd, 3rd and 4th Quarters and 1st April for one year and above)

26. Current Account maintained by other Bank with us: (Remittance by Banker’s cheques/ other instrument)
 

? Fund transfer among member banks for meeting adverse clearing positions

? Funds transfer for reasons other than clearing instruments

? Discounting DD/ Outstation cheques for meeting clearing adverse or otherwise

? Discounting TTs for raising of funds.

? Remittance by Cash for meeting adverse clearing position or otherwise

 

No charges

 

0.06% of actual remittance amount

 

Actual discounting charges + interest + OPE as applicable to customers

 

As advised by Integrated Treasury Wing

 

120% additional to actual remittance charges

27.Phone banking service charges for sending statement / certificate as per request under physical deliveryup to including Rs.5000/- = Rs.25/- for SB ,

Rs.50/- for others

above Rs.5000/- to Rs.10000/- : Rs.50/- per instrument

Above Rs.10001 to Rs.1 lakh :Rs.100/- per instrument

Above 1 lakh :Rs.150/- per instrument

28 FACILITIES / CONCESSIONS IN SERVICE CHARGES FOR CERTAIN CATEGORY OF CUSTOMERS
a). Collection of instruments favouring Physically challenged persons / blindFor instruments up to Rs. 10000/-, No charges.
b). Collection of charges for scholarships amount payable to SC / ST studentsWaived
29. ISSUE OF PASS BOOK / E-STATEMENT / BALANCE CERTIFICATE / INTEREST CERTIFICATE
Issue of Pass Book/ Pass Sheets/E-statement
      a) SB Accounts
                i) Pass Sheets/Statements : First set free of charges in a month for all categories
               ii) Computerized Pass Books : No Charges
      b) Current / OD / OCC Accounts
Pass Sheets : First set free of charges in a month
ISSUE OF BALANCE CERTIFICATES / INTEREST CERTIFICATES
Particulars

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Interest Certificates (Interest Paid / Interest Collected Certificates)1st Certificate : Free extra Copy : Rs. 150/- per certificate1st Certificate : Free extra Copy : Rs. 75/- per certificate1st Certificate : Free extra Copy : Rs. 50/- per certificate
31.. ISSUE OF DUPLICATE PASS BOOK OR STATEMENT / PASS SHEET
a) Duplicate Pass Book / Pass sheet / StatementRs. 100/- with latest balance, additional Rs.50/- per page, for previous entriesRs. 100/- with latest balance, additional Rs.50/- per page, for previous entriesRs. 100/- with latest balance, additional Rs.50/- per page, for previous entries
Note : 40 entries or part thereof is treated as one page / sheet
STOP PAYMENT : (Stop payment instructions / revocation of instruction)
  • For Instructions : ( Stop payment instructions including for range of Cheques / blank cheques / cheque book lost etc).
i. SB AccountsRs. 250/- per cheque. (Maximum Rs. 1000 per occasion)Rs. 150/- per cheque. (Maximum Rs. 750 per occasion)Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)
ii. CA / OD / OCC

 

Rs. 200/- per cheque.(Maximum Rs. 600 per occasion)Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)
b. Noting of  Loss of Cheque Book/ leaf for all accountsRs.5 per leaf with a Minimum of Rs.50, Maximum of Rs.1000+ GSTRs.5 per leaf with a Minimum of Rs.50, Maximum of Rs.1000+ GSTRs.5 per leaf with a Minimum of Rs.50, Maximum of Rs.1000+ GST
c) Revocation of Stop PaymentSB: Rs.50/- Plus GST per revocation

CA/ OD/ OCC: Rs.100 + GST per revocation

SB: Rs.50/- Plus GST per revocation

CA/ OD/ OCC: Rs.100 + GST per revocation

SB: Rs.50/- Plus GST per revocation

CA/ OD/ OCC: Rs.100 + GST per revocation

33. ENQUIRY OF OLD RECORDS
a) Entries up to six months :
SB / CA / OD (All type of Accounts)Free of ChargeFree of ChargeFree of Charge
b) Entries above 6 months up to 1 yr old :
SB / CA / OD (All type of Accounts)Rs. 100/- per request.Rs. 100/- per request.Rs. 100/- per request.
c) Entries Beyond 1 yr :
SB / CA / OD (All type of Accounts)Rs. 250/- per request.Rs. 250/- per request.Rs. 250/- per request.
Note: For entries above one year old, Branch manager has discretion to levy extra charges to (b) above, based on time spent / work involved. Copies of documents / cheques etc at customer’s cost.
ACCOUNT CLOSURE :
a. Closure of SB / CA before one year
      SB Accounts –Rs. 200/- per accountRs. 200/- per accountRs. 200/- per account
       Current  

       Accounts

Rs. 750/- per accountRs. 750/- per accountRs. 750/- per account
b.ACCOUNT CLOSURE : (Closure of SB / CA beyond one year) –
      SB Accounts –Rs. 100/- per accountRs. 100/- per accountRs. 100/- per account
       Current 

       Accounts

Rs. 375/- per accountRs. 375/- per accountRs. 375/- per account
*No Charges for closure of A/C within 14 days of opening.

  • Transfer of entire Balance in account to other Bank at the time of Account closure and Transfer of  Funds: Actual Remittance Charges + Out of  Pocket Expenses.
RECURRING DEPOSIT

(for premature closure of RD account within one year of its opening)

Rs.100/- Per RD AccountRs.100/- Per RD AccountRs.100/- Per RD Account
Exemptions: 1) BSBD Account 2) Opening of account in joint names.

3) Death of the account holder. 4) Transfer from branch to branch.

INTERCITY TRANSACTIONS : (Outstation Branches)
   Type of TransactionCharges for CBS branches
 OSCUp to and including Rs. 5000/ 

Above Rs 5000/ – and up to and including Rs 10,000/ –
 
Rs. Rs 10,001/ – to Rs 1,00,000/ – 

Rs 1,00,001/ – and above

25/ – for SB account 50/- For other than SB account 

Rs 50 per instrument

Rs 100 per instrument 

Rs 150 per instrument

NOTE: The above OSC charges are per instrument fixed tariffs and all inclusive charges applicable to both individual and other than individual customers irrespective of the population group. No additional charges such as courier charges, out of pocket expenses etc., should be collected from the customers.

 CASH HANDLING CHARGES
FOR CASH REMITTANCE TO SAVINGS BANK ACCOUNTSFOR CASH REMITTANCE TO CA/OD/OCC ACCOUNTS
  • Up to Rs.50000/-

a) 3 Cash Remittance free in a month.
b) 4th Remittance onwards: Re.1 per thousand or part thereof with a minimum of Rs.50 and maximum of Rs.5000/- per transaction Plus GST.

  • Above Rs.50000/-

Re.1 per thousand or part thereof with a minimum of Rs.50/-  and maximum Rs.5000/- per transaction plus GST.

  • Up to Rs. 1,00,000/- remittance : FREE

 

  • For cash deposits above Rs. 1,00,000/- , cash handling charges at Re. 2/- per Rs. 1,000/- or part thereof;
  • With a minimum of Rs. 100/- per transaction and a maximum of Rs.5,000/- per transaction.
  • The charges are uniformly applicable to all branches.
  • If a customer makes two or more remittances of cash in a day, cash handling charges shall be collected, if the total remittance during the day exceeds the exempted limit of Rupees One Lakh.
Cash remitted at Cash Deposit Machine / Kiosks / Alternative Channels :

  • Regular cash handling charges shall be applied to SB and CA/OD/OCC accounts as applicable.
  • Cash remittances made at home and non-home branches, Cash Deposit Machines, Kiosks (even if remitted on previous holidays) would be clubbed together to arrive at the free entitlement and levy suitable charges as above.
Cash Remittance of Small Denominations (Rs.50 and below) – SB/CA/OD/OCC

  • Up to 1000 pieces/10 packets: No charges.
  • Beyond 1000 pieces/10 packets: Rs.10/- per packet or part thereof with a minimum of Rs.10/- and maximum of  Rs.10,000/-plus GST.

NOTE: SB/CA/OD/OCC – This is in addition to existing Cash Handling Charges.

Cash Withdrawal at Branches SB/CA/ OD/ OCC
  • i.Savings Account :
    •          Up to 5 Cash Withdrawals in a month:  No charges.
    •          Beyond 5 Withdrawals: Rs.100/- per transaction+ GST.
  • Ii.CA/OD/OCC Accounts :
    •             Up to Withdrawal of Rs.5,00,000/- in a month: No Charges.
    •             Beyond Rs.5,00,000/-  :  Rs.1/- per 1000, with a minimum of Rs.100/- and
    •                                          maximum of Rs.10,000/- + GST.

NOTE:  IT IS EXCLUDING ATM CASH WITHDRAWAL or other Alternate Banking Channel.

38. Excess Number of Withdrawals in SB Account50 Debit Entries free per half year (excluding Alternate Channels).

If Debit entries exceeds 50 per half-year, either by cheques or otherwise, charges at Rs.10/- per Debit.

39.Change of Nomination FacilityNoting Nomination first time: Free

Thereafter Rs. 100/- for every change of Nomination

40.Failed Standing Instruction
(Due to Insufficient Funds)
w.e.f. 05/11/2018

Rs 100/- per instance)

(Above charges are NOT applicable for Delay in EMI / failed Installment of loan repayment)

41.Addtion / Deletion of namesRs 50/- per case / instance
42. Charges for recording reconstitution
of account
Rs 150/- per case / instance in case of

non-individuals

43. Copy of the paid chequeRs 50/- per cheque/instrument with minimum of Rs.100/-
44. TRANSFER OF SB / CA ACCOUNTS TO
any of our Branches
Flat Rs. 50/- plus Out of Pocket Expenses (OPE) for both SB Current Accounts.
45.Charges for SMS Alert Per QuarterSavings Bank :: Rs.15/- per quarter

CA/OD/OCC :: Rs.25 /-per quarter

Exemptions :: PMJDY,BSBD, Other Financial Inclusion accounts

46. POSTAL TARIFF / OUT OF POCKET EXPENSES

Postal Tariff should be collected in all cases wherever applicable, including where at par facilities are granted, as follows:

a) Ordinary PostRs. 15/- per envelope or Actual whichever is higher
b) Regd / CourierRs. 50/- per envelope or Actual whichever is higher
c) Telegram / Fax / Telephone $ $ Only at the request of customerRs. 50/- per  whichever is higher
Note :: 1) Postages / Out of Pocket expenses are in addition to service charges applicable. 2) If two or more instruments favouring a single party are sent to the same branch / office of a bank together, in common single cover by post, in such cases postal tariff mentioned above as applicable to single cover / instrument may be collected. 3) If a single instrument is collected and credited to number of accounts actual / minimum postage may be shared amongst beneficiaries subject to minimum of Re.1/- per credit / customer.
Note 1) :: GST PLUS CESS THEREON SHALL BE COLLECTED IN ADDITION, WHEREVER APPLICABLE, AS PER CIRCULARS / COMMUNICATIONS ISSUED BY ET & T SECTION, FINANCIAL MANAGEMENT WING, HO.
Note 2) :: CHARGES ARE TO BE COLLECTED INVARIABLY FOR INDIVIDUALS & OTHER CUSTOMERS AND BOTH BY RURAL & OTHER BRANCHES UNLESS SPECIFICALLY MENTIONED.

 

Details of consolidated Processing charges for Canara MSME Gold Loan Scheme and all Agricultural Gold Loan Schemes:

LOAN QUANTUMCONSOLIDATED PROCESSING

CHARGES

Upto Rs.0.25 LakhNIL
Above Rs 0.25 lakh to Up to Rs.1 LakhRs.450/-
Above Rs.1 Lakh Up to Rs.2 LakhsRs.750/-
Above Rs.2 Lakhs Up to Rs.3 LakhsRs.1050/-
Above Rs.3 Lakhs Up to Rs.5 LakhsRs.1100/-
Above Rs.5 Lakhs Up to Rs.10 LakhsRs.1450/-
Above Rs.10 Lakhs Up to Rs.20 LakhsRs.2750/-

LOAN PROCESSING CHARGES

Sl/NoSCHEMESProcessing ChargesMinimum(Rs.)Maximum(Rs.)

01

Housing Loan0.5%1500.0010000.00

02

Home Improvement Loan0.5%1500.0010000.00

03

Canara Mobile (four wheelers)0.25%1000.005000.00

04

Canara Mobile (two wheelers)0.25%250.001000.00

05

Canara Budget0.5%1000.005000.00

06

Canara Rent0.5%500050000

07

Canara Mortgage1%500050000

08

Canara Trade/Trader’s SchemeWorkg Capital – Rs.100/- per lac (Max Rs 1 lac) Term Loan – 1% of the loan amt (No Max)

09

Canara Cash0.1%100.00250.00

10

Teachers’ Loan1%50.00NA

11

All Swarna Scheme0.50%500.005000.00 

12

Canara SiteAs applicable to Housing Loan Scheme

13

Canara PensionNo Processing Charges

14

Doctors’ ChoiceUp to Rs. 25000/- – NIL 
– Above Rs. 25000/- Working Capital – 0.1% of the loan amount with a minimum of Rs. 250/-. Term Loan – 1% of the loan amount
HOUSING LOAN WITH FIXED RATE OF INTERESTPrepayment Charges

Solvency Certificate

 

 

 

Capacity/ Capability Certificate

 

 

 

For obtaining VISA for education purpose:

2% on the outstanding liability in case of take over of the loan by other bank / FI
Rs.300 per lakh.
Minimum Rs.1500+ GST
Maximum Rs.25000+ GST.

Rs.300 Per lakh.
Minimum Rs.1500+ GST
Maximum Rs.25000/- + GST

 

50% of the charges as mentioned above, Max Rs.2500/-+ GST.
Charges for late payment of EMINIL – only penal interest collected.

Disclaimer:

  • All the charges mentioned below are exclusive of GST and other applicable taxes.
  • All the charges mentioned are subject to change. Kindly refer the latest guidelines released for applicable charges from time to time. T&C apply

                        Modified Service Charges/ fees for Credit Cards w.e.f 01.04.2020

Sl NoDescriptionFees DescriptionService Charges/Fees
1 VISA Credit Card – ClassicIssuance FeeNIL
2 VISA Credit Card GoldIssuance FeeNIL
3 RuPay Select Credit CardIssuance FeeNIL
4VISA Credit Card – Classic (Main & Add on):Annual FeeNIL
5  VISA Credit Card – Gold (Main & Add on):Annual FeeNIL
6 RuPay Select Credit CardAnnual FeeNIL
7Charges on Revolved Amount:

Where the cardholder has been permitted Revolving Credit facility, the cardholder needs to pay only the minimum due amount indicated in the bill.

The unpaid portion will only attract service charges:

Revolving Facility

2.5% p

1 Comment
  1. Nice information

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