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Standard Chartered Rewards Credit Card Reviews ?

Standard Chartered Rewards Credit Card Reviews – Standard Charted bank has launched a new Credit Card with complimentary lounge access and decent reward rewards Credit Card with comparatively higher renewal fees. The SC Credit Cards are good for EMI as they are offering the Credit Card EMI conversion at lowest rate of interest as low as 1.14% per month. 

Standard Charted Bank is also offering the Credit Card Loan up to Rs 5,00,000 at easy interest rate against the Card Limit. Checkout the Features of New SC rewards Credit Card.

Rewards Credit Card Features

Joining Fees/Annual Fees : NIL & Renewal Fees of Rs 1000 plus GST

2nd Year onwards the annual fees to be reversed on spends of INR 3,00,000 or more in the previous year.

Welcome Benefits: NIL

Rewards:

  • 4X Rewards – 4 reward points* per INR 150 on all Retail spends (except Government, Insurance and Fuel categories)
  • 1 Reward Point per Rs. 150 spent on insurance and government payments.
  • Bonus Reward – Additional 4 reward points per INR 150 on monthly Retail spends* above INR 20,000 (max. 2000 bonus reward points per statement cycle)

Lounge Access – 1 Domestic Lounge Visit* per calendar quarter (4 per year)

Also Find :  the Best Credit Cards For EMI

Fuel Surcharge – 1% Fuel Surcharge waiver on all fuel spends*

Forex Markup: 3.5% for all international transactions

Bottomline

There are many credit card which are offering the rewards & benefits better than this without any annual fees. Apply for Canara Bank Rupay Select Credit Card with No joining Fees/Renewal fees with 8 Lounge Access in a year.

2.5 Total Score
CARD RATING : AVERAGE

SC Rewards Credit Card is not providing anything extra if compare with Renewal fees of Rs 1000. There are other best credit cards available with life time free option.

Fees & Charges
2
Reward Rate
3
Lounge Access
4
Other Benefits
1
PROS
  • Lounge Access one Per Quarter
  • Reward point on Insurance Payment
  • Fuel Surcharge Waiver
CONS
  • Renewal Fees of Rs 1000
  • Higher Forex Markup Fees
  • No much Benefits
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