Apply For Bank of Baroda Select Credit Card

NIL - Above Rs 70,000 shopping Annual Fees Rs 750
Apply For Bank of Baroda Select Credit Card
Apply For Bank of Baroda Select Credit Card
NIL - Above Rs 70,000 shopping Annual Fees Rs 750

Apply & Get Joining Bonus from Bank of Baroda

Apply for Bank of Baroda Select Credit Card and get the joining reward point instantly. BoB Select Credit Card is a good alternative for American Express Membership Reward Card (MRCC). Get 1000 Rewards on shopping of Rs 1000 and more five times in a statement cycle.

Features

  • Joining Fee: Rs. 750; spend Rs. 7,500 within 60 days for fee waiver
  • Annual Fee: Rs. 750; spend Rs. 70,000 on your card per year for fee waiver

Pros : 

  1. EMI Interest Rate of 18% plus GST
  2. Processing charge is 2% of purchase amount
  3. The repayment period are flexible in 3,6,9,12,18 months
  4. Annual Fees waiver on Credit Card with total billing of Rs 70,000 in a year
  5. Reward rate is attractive if you have minimum Rs 5000 transactions a month
  6. Bank of Baroda Select Credit Card Reward rate can be converted in to cash.

Cons :

  1. Comparatively higher Annual Fees of Rs 750
  2. EMI conversion is only through Customer Care which is very pathetic
  3. Their Online portal is not impressive and very confusing
  4. They don’t have any mobile app.
  5. Pre closure charge of 3% of outstanding amount
We will be happy to hear your thoughts

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