Apply For Bank of Baroda Select Credit Card
NIL - Above Rs 70,000 shopping
Annual Fees Rs 750
Apply & Get Joining Bonus from Bank of Baroda
Apply for Bank of Baroda Select Credit Card and get the joining reward point instantly. BoB Select Credit Card is a good alternative for American Express Membership Reward Card (MRCC). Get 1000 Rewards on shopping of Rs 1000 and more five times in a statement cycle.
Features
- Joining Fee: Rs. 750; spend Rs. 7,500 within 60 days for fee waiver
- Annual Fee: Rs. 750; spend Rs. 70,000 on your card per year for fee waiver
Pros :
- EMI Interest Rate of 18% plus GST
- Processing charge is 2% of purchase amount
- The repayment period are flexible in 3,6,9,12,18 months
- Annual Fees waiver on Credit Card with total billing of Rs 70,000 in a year
- Reward rate is attractive if you have minimum Rs 5000 transactions a month
- Bank of Baroda Select Credit Card Reward rate can be converted in to cash.
Cons :
- Comparatively higher Annual Fees of Rs 750
- EMI conversion is only through Customer Care which is very pathetic
- Their Online portal is not impressive and very confusing
- They don’t have any mobile app.
- Pre closure charge of 3% of outstanding amount
