Citibank Reward Credit Card Offers
NOW - NIL
Annual Fees - Rs 1000
Apply and Get the card with NIL* annual Fees
Apply for the Citibank Reward Credit Card through the affiliate link and get the NIL* Annual fees for first year. The most rewarding credit card with very high level of acceptance at any merchant location in India. I have been using Citibank Reward Credit Card for past 13 years and it never failed.
Pros :
- EMI Interest Rate of 14% to 16% plus GST
- Citibank is offering Credit Card Loan against the limit at lower interest rate
- Credit Card loan is offered through Citi mobile app and it is instant
- Processing charge is 2% of purchase amount
- The repayment period are flexible in 3,6,9,12,18 months
- Easy EMI conversion through Citi App or Customer Care
Cons :
- The Rate of interest charged on the EMI is little higher as compare to other cards
- There is no Cashback type of reward point with this card
- They are conservative in increasing the Card limit over the period of time.
- Pre closure charge of 3% of outstanding amount
Read More about Top 8 Best Credit Cards In India
