Find Bank Account Number, Routing Number Digits of all the banks in United states – Banks in United states are free to use any length of digits as account number. Each and every banks are having different length of account numbers. There is a mandatory requirement abiout the length of the account number, if those accounts are going to send and receive electronic payments, then the number cannot be more than 17 digits long.
That limit comes from the Automated Clearing House, the computer network that handles transactions such as direct deposits and direct-debited bill payments. The ACH software accepts account numbers only up to 17 digits, so that’s the limit for “ACH-enabled” accounts.
The most common length for bank account numbers is 9, 12, or 10 digits.
List of the United States Bank with length of Digits in Account Number
|Bank Name||Account Number Digits|
|Bank of America||12|
|Wells Fargo||10 or 11|
|US Bank||10 or 12|
|Capital One Bank||10 or 11|
|JP Morgan Chase Bank||9 to 12|
|Morgan Stanely||9 digits, start with X,Y,Z|
Where to Find Banks’ Routing Number
It’s easy to find your Routing Number, it is available at the bottom of your checks, as it will be the set of numbers on the left side of your account number. If you have online banking, you can easily find your routing number information on your account’s page.
Routing numbers don’t need to be kept confidential, it is available at the websites of the individual Bank.
Routing Number Identifications
Routing number is very much required in many cases like making a payment by phone or online, or if you’re making automatic bill payments, processing checks or transferring money internationally, you’ll need to provide your account number and routing number. The first two digits of the routing number indicate the Federal Reserve district where the bank is located.
There are 12 districts: Boston, 01; New York, 02; Philadelphia, 03; Cleveland, 04; Richmond, Va., 05; Atlanta, 06; Chicago, 07; St. Louis, 08; Minneapolis, 09; Kansas City, Mo., 10; Dallas, 11; and San Francisco, 12. If the “bank” is actually a thrift, such as a credit union or savings and loan, the first digit will be increased by 2 — so 22 would be a thrift in the New York district, and 32 would be a thrift in the San Francisco district.
NOTE: Routing numbers on checks might be different from the routing numbers required for performing wire transfers.