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Review – Syndicate Bank Rupay Select Credit Card

Public Sector Syndicate Bank has launched the Rupay Version of Credit Card  i.e. Rupay Select Card. Syndicate Bank Rupay Select Credit Card, will facilitate the segmentation of the Credit Card product to attract High Net Worth (HNI) Customers requiring higher Credit Limit. No Upper Limit for SyndciateBank Select Rupay Credit Card with Rs 10,00,000 Insurance coverage by NPCI Free of Cost.

Read – How To Pay BBPS Bills Using Syndicate Bank Internet Banking ?

SyndicateBank Rupay Select Credit Card is offering a bunch of welcome offers in association with the NPCI. The Rupay Select Credit Card is having minimum Rs 1 lakh limit with no Maximum Limit. The transaction fees on Rupay Select Credit Card will be much lower than the competitors like MasterCard & VISA.It would lead to lower cost of clearing and settlement and will drive usage of cards in the industry.

Syndicate Bank Rupay Select Credit Card is having following features:

Minimum Credit Limit  – Rs 1,00,000

Maximum Credit Limit – None

Issuance Charges – Free

Syndicate Bank Rupay Select Credit Card Offers

Welcome Offers : 

Syndicate Bank Rupay Select Card is offering vouchers & Discount Coupons on issuance of Card. Few of these are :

  • Rs. 500 Gift Voucher from Croma (infiniti Retail Ltd)
  • Discount Coupon from Apollo Pharmacy.
  • Snapdeal Offer – Rs. 100 off on first two transactions.

Read – How To Login Syndicate Bank Credit Card Online ?

Rupay Select Cash Back Offers

5% cash back on payment of Utility Bills-  applicable for both online and POS terminals with maximum discount of Rs. 50/- per month

Free Lounge Access

Domestic Airport – Two free access per quarter – covers 30 lounges across 11 cities in India

International Airport – Four Free Access per Year – covers 500+ lounge across 300+  cities worldwide.

Insurance Coverage at No Cost

Rs. 10.00 lakh cover for Death Due to Personal Accident and Permanent Disability effective after card is activated by doing the transaction. The Premium for the insurance coverage will be  borne by NPCI. 

How To Apply ?

Syndicate Bank Rupay Select Credit Card can be applied through any branch or contact 24X7 Customer care at 1800-3011-3333, 1800-208-3333.

Download the Rupay Select Application Form : here

Syndicate Bank Rupay Select Credit Card
User Review
3.67 (6 votes)
Comments Rating 0 (0 reviews)


Syndicate Bank Rupay Select Credit Card looks like a features rich card with lot many tangible benefits like Rs 10 lakh insurance coverage without any premium with minimum limit of Rs One lakh. This card is offered without any annual charge.


Minimum Limit of Rs 1,00,000

No Annual Charges

Free Insurance coverage of Rs 10 Lakh

5% cash back on payment of Utility Bills

Domestic & International Lounge Access


Welcome Offers is not attractive

Poor Reward point

Higher Income Criteria

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