My Parents are 45 years old and want to buy a term plan that protect against critical illiness and accidental death. Should they also buy a Health Insurance ?


It is advisable that they buy a health Insurance .Given the rising cost of hospitalisation ,protection against such medical emergencies is a must for one’s well- being.

Even if your parent are covered by group health insurance,they should buy a standalone cover as it will ensure lifelong protection.

If your parent live in metro cities,they should opt for a medical cover of at least Rs 10 lakh.

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