The Mobile Banking Services works over two modes:
(i) A Java based application which is downloaded onto your mobile handset. The
services are Menu driven and the requests are sent to the Bank using SMS/
(ii) Over WAP which can be used by customers having any mobile (java/ non java)
with GPRS connection. This is also menu driven.
(iii) The service for non java, non GPRS mobile have been made available over
USSD. (Please refer to FAQ for USSD)