DSCR Calculator – Calculate the DSCR i.e. Debt Service Coverage ratio of any loan financed by mortgagor or lending institute like Banks, Housing loan companies etc.

Read: How To Calculate and Analyse DSCR ?

The Debt Service Coverage Ratio (DSCR) consider all the debt including expenses i.e. interest expense, fund obligation etc.

Formula Used to Calculate DSCR

DSCR = PAT + Interest + Lease rental + Non cash expenses

Installment (Interest + Principal repayment) + Lease Rental

Where PAT is the Profit after Tax which can be extracted from the Profit and Loss statement. other parameters are

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