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Loans & Advances

Ask and discuss your queries related to different loans and advances like Auto Loans,Housing Loans, SME Loans,Personal Loans,Overdraft,CC limits etc. Share and discuss on various topics related to Advances and Loans.

What is Fixed Interest Rate ?

Fixed Interest Rate – An ...

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Why To Choose Floating Rate of Interest ?

If one has opted for ...

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What is Floating Rate of Interest ?

Floating Rate of Interest -A ...

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Impact of One Time Settlement Scheme (OTS) on CIBIL

One Time Settlement Scheme (OTS) ...

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How To Calculate Loan Installment to Income Ratio (IIR) ?

iir

Installment to Income Ratio  is used ...

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How To Calculate Loan to Value ratio LTV / LCR ?

Calculate Loan to Value ratio ...

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How To Calculate Fixed Obligation to Income Ratio (FOIR) in Loans ?

FOIR

Fixed Obligation to Income Ratio ...

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Whether Vocational Courses eligible for Education Loan ?

Vocational / skill development study ...

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