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Loans & Advances

Ask and discuss your queries related to different loans and advances like Auto Loans,Housing Loans, SME Loans,Personal Loans,Overdraft,CC limits etc. Share and discuss on various topics related to Advances and Loans.

How To Calculate Debt Service Coverage Ratio (DSCR) ?

How To Calculate Debt Service ...

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How To Calculate Loan Monthly Reducing Balances Interest?

How To Calculate Loan Monthly ...

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How To Calculate NIM (Net Interest Margin)?

NIM calculation

The Net Interest Margin is ...

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How Does accepting OTS effect on Credit History ?

One Time Settlement Scheme , ...

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When will bank return the securities after closure of loan ?

How much time bank would ...

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Do I need to Insure the Loan from Bank ?

Insure the Loan from Bank ...

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What is Collateral Security ?

Collateral Security – This is ...

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Is there any Penal Charge for Prepayment of Loan ?

Penal Charge for Prepayment of ...

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