What Happens If I am 1 Day Late on My Credit Card Payment?

What Happens If I am 1 Day Late on My Credit Card

If you are late in making the credit card payment on time, your CIBIL score may go down and moreover, you end up paying a late fee along with interest on the due amount. Many a time, a credit card

Can a Credit Card Be Issued to the Loan Accounts ?

Can a Credit Card be issued to other loan accounts such as overdraft facility, cash credit facility, working capital loan? Yes, paragraphs 7(b) and 7(c) of the MD have enabled issuance of various types of credit cards which can be

What If Credit Card is Issued Without Consent ?

What should a customer do if a credit card is issued without his/her consent (unsolicited card)? Card issuers are prohibited from issuing unsolicited credit cards and are required to seek prior and explicit consent from the customer before issuing a

Can a Late Payment Fees Charges on Partial Payment

In case a cardholder makes partial payment, can a card-issuer charge interest/levy late payment charges on the total amount due? In case a cardholder does not clear the total amount due within the payment due date, interest free credit period

Can a Bank Charges interest on the Credit Card unp

No, a bank or Credit card issuers shall not capitalize i.e., levy interest or any other charges, on the unpaid taxes/levies/charges. As the provision contained under para 9(b)(ii) of the MD became effective from October 01, 2022, card-issuers shall not

Canara Bank Board Approves 1:5 Stock Split

Canara Bank Board Approves 1:5 Stock Split, Check

Canara Bank Board Approves 1:5 Stock Split citing the liquidity in the stock market. Bank’s Board of Directors approved the sub-division of its equity shares of Rs 10 into five shares with a face value of Rs 2 each. The move

best free credit card in 2024

Top Best Life Time Free Credit Cards in 2024

Checkout the Best Life time Free Credit Cards in 2024 issued by banks in India. The Best Credit Cards are shortlisted based on various categories like Free Credit Cards for Shopping, Travel, Cashback, Fuel or Lowest EMI Interest Rate. Get the

Canara Bank Saving account online with Video KYC

How To Open Canara Bank Account Online With Video

Know the steps to open Canara Bank Account Online With Video kYC or VCIP – Public sector Canara bank has provided the online services to open the saving account online with Video KYC. A customer need not to visit the